GraceKennedy Money Services

GraceKennedy Money Services (GKMS) is part of the GraceKennedy Remittance Limited (GKRS) Group of Companies, a wholly owned subsidiary of GraceKennedy Limited. It is the umbrella brand for the services Western Union, FX Trader and Bill Express. (

Combined, the GKMS network has over 300 locations across Jamaica. Whenever you see the GKMS sign at least one, and sometimes all, of our services are offered at the location. GKMS also operates in Trinidad & Tobago, Guyana, Antigua & Barbuda, Anguilla, Montserrat, St. Kitts & Nevis and St. Vincent & the Grenadines.

Bill Express

GKMS offers a one stop shop full payment solution through the Bill Express brand which was launched in 2002. Customers, at any of our over 200 locations in Jamaica, Trinidad & Tobago, Guyana, St. Lucia, Grenada and Dominica, are able to pay most of their bills - from utilities to insurance to cable and many more.

Bill Express Online

There is also an on-line service – – that allows customers to pay multiple bills online at any time of day, 7 days a week. The Bill Express on-line service accepts locally and internationally issued Visa and MasterCard credit cards. Payments are communicated to merchants as soon as the credit card is authorized.

FX Trader

Launched as a cambio in Jamaica in 1996, FX Trader buys and sells foreign currencies at the most competitive rates to the general public. Today FX Trader operates out of over 20 locations in Jamaica and 14 locations across Trinidad & Tobago.

FX Trader buys and sells in 5 major foreign currencies namely – US, Sterling Pounds, Canadian, EC and Cayman Dollars. Customers may purchase these foreign currencies using – cash, debit card or manager’s cheques. FX Trader is also proud to be the first cambio to offer a toll-free service that has 24 hour rate updates. Simply call us at 1-888-FX-TRADER (1-888.398.7233)

Western Union

GraceKennedy Remittance Services Limited (GKRS) was established in 1990 to serve as the exclusive agent of Western Union Financial Services in Jamaica.

The success of the alliance between GraceKennedy and Western Union International allowed GKRS to expand into Trinidad & Tobago in 1992 and into Guyana in 1993. Today, the network stretches across 8 countries and is supported by an international agent base which operates in over 300 countries worldwide.

Western Union offers 3 types of money transfer services:
Inbound Transfers – Once money is sent it is available in minutes and payment is made in the local currency
Outbound Transfers – Customers can send money from all our locations to any Western Union location in over 300 countries worldwide.
Intra-island Money Transfers – Customers can make quick transfers and pick-up of funds throughout the island.